Looking back at 2012 revealed a HUGE milestone for us: We have not used a credit card in one whole year!!! We made a decision a year back that we would be more responsible with our resources, and that is exactly what we did! We are no longer accruing any more debt, which is such a relief! We learned how to budget (and I mean REALLY budget, aka- every penny), and it has changed everything in our lives, from where and what we do, to the way we speak and look at one another! I am so happy that we decided to get on a plan and make it work, and I would be happy to help anyone that is interested in trying it out! Check out our plan here, and let me know if you have any questions!
Happy New Year everyone!!!
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